1-800-88-2121

INDICATIVE GROSS INSURANCE PREMIUM (MYR)

Single Trip

No. of Days Plan 1 Plan 2 Plan 3
Individual Individual & Spouse Family Individual Individual & Spouse Family Individual Individual & Spouse Family
Asia
1 – 5 28 50 83 33 60 99 45 82 136
6 – 10 40 72 120 48 86 144 66 119 198
11 – 18 60 108 181 72 130 216 99 178 296
19 – 31 75 135 225 90 162 269 123 222 369
Each Week 19 34 57 23 41 68 31 56 93
One Way 24 43 72 29 52 86 40 71 119
Worldwide 1 (WW1)
1 – 5 39 71 118 47 85 141 65 116 194
6 – 10 57 103 171 68 123 205 94 168 281
11 – 18 86 154 257 102 184 307 140 252 421
19 – 31 107 192 320 127 229 382 175 315 525
Each Week 27 48 80 32 58 96 44 79 132
One Way 34 62 103 41 74 123 56 101 168
Worldwide 2 (WW2)
1 – 5 51 91 152 61 109 182 83 150 249
6 – 10 73 132 220 88 158 264 121 217 362
11 – 18 110 198 331 132 237 395 181 325 542
19 – 31 137 247 412 164 296 493 225 406 676
Each Week 35 62 104 41 74 124 57 102 170
One Way 44 79 132 53 95 158 72 130 217

 

Annual Plan

Plan 1 Plan 2 Plan 3
Asia WW1 WW2 Asia WW1 WW2 Asia WW1 WW2
Individual Only 164 232 299 196 278 358 276 392 505

 

Permitted Age
Adult 18-70 years old
Senior Citizen 71-80 years old
Children 30 days – 18 years, or if full-time students up to maximum of 25 years old

 

Excluded Occupations
Flight crew (except as a passenger), seagoing vessel crew (except as a passenger), train crew (except as a passenger), mine workers, oil rig workers, aerial photographers, workers handling explosives and personnel of navy, military, air force, law enforcement or civil defense services or operation.

 

Excluded Country
Afghanistan, Iran, Iraq, Syria, Belarus, Cuba, Democratic Republic of Congo, North Korea, Lebanon, Liberia,Somalia, Sudan, South Sudan and Zimbabwe.

 

SCHEDULE OF BENEFITS

INTERNATIONAL TRAVEL PERSONAL ACCIDENT (in MYR)

Benefits

Plan 1
(MYR)
Plan 2
(MYR)
Plan 2
(MYR)
Section 1 : Personal Accident
Accidental Death

Adult –

Child –

Senior Citizen –

Pays compensation in the event of death of the Insured Person due to accident.

200,000

100,000

100,000

300,000

150,000

150,000

500,000

250,000

250,000

Permanent Disablement

Adult –

Child –

Senior Citizen –

Pays compensation in the event of permanent disablement of the Insured Person due to accident.

200,000

100,000

100,000

300,000

150,000

150,000

500,000

250,000

250,000

Section 2 : Medical Benefit
Overseas Emergency Medical or Hospitalization Expenses

Adult –

Child –

Senior Citizen –

Pays for the cost of medical, surgical or hospital charges if you suffer injury or illness whilst traveling overseas.

300,000

150,000

150,000

500,000

250,000

250,000

700,000

350,000

350,000

Emergency Dental Expenses

Pays for the cost of dental treatment due to an accident injury.

500

500

500

Follow-up Treatment

Adult –

Child –

Senior Citizen –

Pays for the cost of continue medical treatment in Malaysia after return to Malaysia.

30,000

15,000

15,000

50,000

25,000

25,000

70,000

35,000

35,000

Alternative Treatment

Pays for the treatment of an injury by herbalist, acupuncturist, chiropractor and/or similar traditional treatment in Malaysia.

1,000

1,500

2,000

Hospital Income

Pays a daily allowance if you suffer injury or illness and are hospitalized.

250 /day

Maximum 7,500

300 /day

Maximum 9,000

350/ day

Maximum 10,500

Compassionate Visit by Family Member

Pays for the hotel accommodation and travel expenses for one (1) person to visit and stay with Insured Person during his/her confinement in the hospital.

5,000

7,000

10,000

Child Care

If Insured Person is hospitalized and there is no other adult to accompany the dependent child and children, we will pay for additional hotel accommodation and travel expenses incurred for one (1) person to accompany Insured Person’s child/children back to Malaysia.

5,000

7,000

10,000

Despatch of Essential Medicine

Pays for the despatch of necessary medicine not available locally in case of emergency and when local laws, rules and regulations allow such despatch.

3,000

3,000

3,000

Section 3 : Emergency Evacuation and Repatriation

Emergency Medical Evacuation and Repatriation

In the event that Insured Person is hospitalized abroad and it is medically necessary for Insured Person to be evacuated to the nearest qualified medical facility, we will pay for the expenses incurred for the medical evacuation and the cost of repatriating Insured Person back to Malaysia.

Unlimited

Unlimited

Unlimited

Repatriation of Mortal Remains

If Insured Person suffered accidental death overseas whilst traveling, we will arrange and pay for the return of the mortal remains to Malaysia.

Unlimited

Unlimited

Unlimited

Section 4 : Travel Inconvenience

Loss of Luggage and Personal Effects

Reimbursement for loss or damage to baggage and personal effects during the trip

5,000

7,000

10,000

Loss of Documents

Reimbursement for travel and accommodation expenses including cost of obtaining replacement passports, travel tickets and other relevant travel documents.

5,000

7,000

10,000

Loss of Personal Money

Pays for loss of money and travellers cheque due to theft.

750

800

1,000

Travel Delay

Pays if the scheduled carrier is delayed, cancelled, rescheduled from the scheduled departure time due to adverse weather conditions, industrial strike, mechanical breakdown or structural defect of the carrier.

250 /6 hours

Maximum 2,000

300 /6 hours

Maximum 3,000

350 /6 hours

Maximum 4,200

Luggage Delay

Pays if your checked-in baggage is delayed upon arrival at your destination abroad

250 /6 hours

Maximum 1,000

300 /6 hours

Maximum 1,200

350 /6 hours

Maximum 1,400

Travel Overbooked

Pays due to overbooked common carrier and no alternative transportation is made available to you.

500

1,000

1,500

Travel Reroute

Pays if the arrival of the scheduled carrier is delayed for at least 6 hours due to rerouting.

500

1,000

1,500

Missed Departure

Reimburses for additional accommodation and travel expenses necessarily and reasonably incurred in returning to Malaysia, as a result of mechanical breakdown or public transport services, to get you to the departure port, airport or train station, as stated in your ticket

500

1,000

1,500

Travel Misconnection

Pays due to common air carrier misconnection and no alternative transportation is made available to you within 6 hours.

250 /6 hours

Maximum 1,000

300 /6 hours

Maximum 1,500

350 /6 hours

Maximum 1,750

Travel Curtailment

Reimbursement the unutilized portion of cost of air tickets that you have paid of the same or similar class, if you have to curtail your Trip for immediate return to the Malaysia.

20,000

25,000

30,000

Travel Cancellation
Reimbursement of irrecoverable travel accommodation expenses paid in advance provided that the insurance is purchased not less than 14 days prior to the commencement of the scheduled trip.

20,000

25,000

30,000

Hijacking

Pays in the event of hijacking of the carrier in which you are travelling as a passenger, causing interruption of your journey and flight delay for more than 6 (six) hours of your scheduled flight.

250 /6 hours

Maximum 1,000

250 /6 hours

Maximum 1,000

250 /6 hours

Maximum 1,000

Personal Liability

Indemnifies you for legal liability towards third parties or damage to their property due to your negligence.

500,000

1,000,000

1,000,000

Section 5 : Additional Benefits

Home Care

Compensate for loss and damages to Insured Person’s home contents as a result of fire and/or burglary.

1,000

2,000

3,000

Fraudulent usage of Credit Card

Compensate financial loss whilst overseas due to unauthorized charges being made from Insured Person’s credit payment card.

1,000

2,000

3,000

Car Rental Excess Charges

Compensate for any excess charges which Insured Person is liable due to the loss or damage caused by an accident to the rental car.

1,000

1,500

2,000

Pet Care

Compensate for the cost of Pet Hotel for which Insured Person is unable collect the pet due to delay of scheduled carrier or Insured Person is hospitalized.

300

500

800

Terrorism

Covers for bodily injuries, death and permanent disablement sustained as a result of an act of terrorism and the Insured Person has no direct or indirect participation in the act.

As Per Relevant Sections of Benefits

Special Extended Period

In the event of delay beyond your control as a ticket holding passenger on a scheduled public transport as a result of:

1. Your serious illness or accidental bodily injury, or

2. The public transportation services in which you are travelling being unavoidably delayed during your trip and the return

journey cannot be completed within the Period of Insurance indicated in the Policy Schedule.

The Period of insurance shall be automatically extended for up to 7 days without additional premium for such period as is reasonably necessary for the completion of the journey, provided that either of the above events is admissible under this insurance in the first instance and you have documented proof of the reasons for the delay.

Section 6 : 24 Hour Emergency Assistance Services

24 Hour Travel Assistance

Included

Included

Included

24 Hour Medical Assistance

Included

Included

Included