Car accidents are one the most daunting tasks to handle. From filing a report to making an insurance claim, many of us dread going through this process. Then you have the type of insurance coverage purchased for your vehicle. Here are some easy steps to take when making a claim against a third party car in Malaysia after an accident.
Firstly, procedure to making a car insurance claim in Malaysia depends on which party is at fault. If your car is at fault, then the other party will make a claim against your insurance company. Conversely, if the other party is at fault, then you will make a claim to their insurance company. If you ever get into a car accident, the most important thing is to remain calm and be safe. After that, file a police report and then inform your insurance company about the accident as soon as possible. If the report states that you are at fault, you can proceed to make a claim on your own policy.
If you are not at fault and you wish to claim against the other party, then a police report should also be filed within 24 hours as well. After that, you will have to send your car for repairs. After that you will need to file a claim against the other company. This process is usually longer as a lot of documents are required and the repair value needs to be agreed upon as well. You can also make a claim for the loss incurred due to your car repair time.After approvals are obtained, and then you will be reimbursed.
Car accidents can be a hassle if not handled properly. Coupled with the fact that many do not understand the procedure of making a claim makes it a daunting task. However, our professional staff here at P&O will be able to assist you all the way when required.