{"id":5921,"date":"2022-03-13T01:55:37","date_gmt":"2022-03-13T01:55:37","guid":{"rendered":"https:\/\/alpha.poi2u.com\/ms\/?page_id=5921"},"modified":"2024-06-07T16:59:20","modified_gmt":"2024-06-07T08:59:20","slug":"prorumah","status":"publish","type":"page","link":"https:\/\/www.poi2u.com\/ms\/property-insurance\/prorumah\/","title":{"rendered":"Prorumah"},"content":{"rendered":"[vc_row full_width=\"stretch_row_content\" column_spacing=\"0px\" css=\".vc_custom_1647143094679{margin-right: -20px !important;background-color: #6ca2cf !important;}\"][vc_column width=\"1\/2\" css=\".vc_custom_1671173897416{padding-top: 50px !important;padding-right: 50px !important;padding-bottom: 50px !important;padding-left: 50px !important;background-color: #6ca2cf !important;}\"][vc_column_text]\n<h4 style=\"text-align: left;\"><span style=\"color: #dabf00;\">INSURANS HARTA TANAH<\/p>\n<p><\/span><\/h4>\n[\/vc_column_text][vc_custom_heading text=\"Dapatkan Kembali 30% - hanya dengan insurans harta tanah PrOrumah kami\" font_container=\"tag:h1|font_size:32|text_align:left|color:%23ffffff\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\"][vc_empty_space height=\"20px\"][vc_empty_space][vc_custom_heading text=\"CIRI-CIRI UTAMA\" font_container=\"tag:h2|font_size:14.4|text_align:left|color:%23ffffff\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\"][vc_empty_space]<div class=\"vcex-module vcex-icon-box vcex-icon-box-one wpex-relative wpex-flex wpex-text-left\"><div class=\"vcex-icon-box-symbol wpex-flex-shrink-0 wpex-mr-20\"><div class=\"vcex-icon-box-icon wpex-inline-flex wpex-items-center wpex-justify-center wpex-child-inherit-color wpex-text-center wpex-leading-none wpex-text-black\" style=\"color:#f5a623;\"><span class=\"fas fa-check\" aria-hidden=\"true\"><\/span><\/div><\/div><div class=\"vcex-icon-box-text wpex-flex-grow\"><div class=\"vcex-icon-box-content wpex-last-mb-0 wpex-clr\" style=\"color:#ffffff;\"><p>Melindungi kebakaran, kilat, letupan, banjir, rusuhan, mogok, dan kerosakan berbahaya.<\/p>\n<\/div><\/div><\/div><div class=\"vcex-module vcex-icon-box vcex-icon-box-one wpex-relative wpex-flex wpex-text-left\"><div class=\"vcex-icon-box-symbol wpex-flex-shrink-0 wpex-mr-20\"><div class=\"vcex-icon-box-icon wpex-inline-flex wpex-items-center wpex-justify-center wpex-child-inherit-color wpex-text-center wpex-leading-none wpex-text-black\" style=\"color:#f5a623;\"><span class=\"fas fa-check\" aria-hidden=\"true\"><\/span><\/div><\/div><div class=\"vcex-icon-box-text wpex-flex-grow\"><div class=\"vcex-icon-box-content wpex-last-mb-0 wpex-clr\" style=\"color:#ffffff;\"><p>Melindungi kerosakan rumah anda dengan kenderaan jalan raya atau haiwan yang bukan milik anda.<\/p>\n<\/div><\/div><\/div><div class=\"vcex-module vcex-icon-box vcex-icon-box-one wpex-relative wpex-flex wpex-text-left\"><div class=\"vcex-icon-box-symbol wpex-flex-shrink-0 wpex-mr-20\"><div class=\"vcex-icon-box-icon wpex-inline-flex wpex-items-center wpex-justify-center wpex-child-inherit-color wpex-text-center wpex-leading-none wpex-text-black\" style=\"color:#f5a623;\"><span class=\"fas fa-check\" aria-hidden=\"true\"><\/span><\/div><\/div><div class=\"vcex-icon-box-text wpex-flex-grow\"><div class=\"vcex-icon-box-content wpex-last-mb-0 wpex-clr\" style=\"color:#ffffff;\"><p>Melindungi tangki atau paip air yang pecah atau melimpah.<\/p>\n<\/div><\/div><\/div><div class=\"vcex-module vcex-icon-box vcex-icon-box-one wpex-relative wpex-flex wpex-text-left\"><div class=\"vcex-icon-box-symbol wpex-flex-shrink-0 wpex-mr-20\"><div class=\"vcex-icon-box-icon wpex-inline-flex wpex-items-center wpex-justify-center wpex-child-inherit-color wpex-text-center wpex-leading-none wpex-text-black\" style=\"color:#f5a623;\"><span class=\"fas fa-check\" aria-hidden=\"true\"><\/span><\/div><\/div><div class=\"vcex-icon-box-text wpex-flex-grow\"><div class=\"vcex-icon-box-content wpex-last-mb-0 wpex-clr\" style=\"color:#ffffff;\"><p>Melindungi kecurian dari kemasukan ke rumah anda dengan ganas.<\/p>\n<\/div><\/div><\/div><div class=\"vcex-module vcex-icon-box vcex-icon-box-one wpex-relative wpex-flex wpex-text-left\"><div class=\"vcex-icon-box-symbol wpex-flex-shrink-0 wpex-mr-20\"><div class=\"vcex-icon-box-icon wpex-inline-flex wpex-items-center wpex-justify-center wpex-child-inherit-color wpex-text-center wpex-leading-none wpex-text-black\" style=\"color:#f5a623;\"><span class=\"fas fa-check\" aria-hidden=\"true\"><\/span><\/div><\/div><div class=\"vcex-icon-box-text wpex-flex-grow\"><div class=\"vcex-icon-box-content wpex-last-mb-0 wpex-clr\" style=\"color:#ffffff;\"><p>Kehilangan wang dari pencurian barang-barang anda.<\/p>\n<\/div><\/div><\/div>[vc_empty_space][vc_row_inner equal_height=\"yes\" gap=\"10\" remove_bottom_col_margin=\"true\"][vc_column_inner width=\"1\/2\"][vc_btn title=\"Sebut Harga\/Beli\/Perbaharui sekarang\" style=\"custom\" custom_background=\"#1e73be\" custom_text=\"#ffffff\" shape=\"square\" align=\"center\" button_block=\"true\" link=\"url:https%3A%2F%2Flogin2secure.poi2u.com%2Fpoi2u%2Fmainlogin.a5w%3Fsource%3Dfire\" css=\".vc_custom_1676446770820{margin-bottom: 10px !important;}\"][\/vc_column_inner][vc_column_inner width=\"1\/2\"][vc_btn title=\"Nilai Penganggaran Harta Tanah\" style=\"custom\" custom_background=\"#1e73be\" custom_text=\"#ffffff\" shape=\"square\" align=\"center\" button_block=\"true\" link=\"url:https%3A%2F%2Flogin2secure.poi2u.com%2Fpoi2u%2FpropertyValue.a5w\" css=\".vc_custom_1676446758165{margin-bottom: 10px !important;}\"][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=\"20px\"]<div class=\"vcex-module vcex-icon-box vcex-icon-box-one wpex-relative wpex-flex wpex-text-left\"><div class=\"vcex-icon-box-symbol wpex-flex-shrink-0 wpex-mr-20\"><div class=\"vcex-icon-box-icon wpex-inline-flex wpex-items-center wpex-justify-center wpex-child-inherit-color wpex-text-center wpex-leading-none wpex-text-black\" style=\"color:#ffffff;font-size:14px;\"><span class=\"fas fa-check-circle\" aria-hidden=\"true\"><\/span><\/div><\/div><div class=\"vcex-icon-box-text wpex-flex-grow\"><div class=\"vcex-icon-box-content wpex-last-mb-0 wpex-clr\" style=\"color:#ffffff;\"><p>Tiada kewajipan untuk meneruskan.<\/p>\n<\/div><\/div><\/div><div class=\"vcex-module vcex-icon-box vcex-icon-box-one wpex-relative wpex-flex wpex-text-left\"><div class=\"vcex-icon-box-symbol wpex-flex-shrink-0 wpex-mr-20\"><div class=\"vcex-icon-box-icon wpex-inline-flex wpex-items-center wpex-justify-center wpex-child-inherit-color wpex-text-center wpex-leading-none wpex-text-black\" style=\"color:#ffffff;font-size:14px;\"><span class=\"fas fa-check-circle\" aria-hidden=\"true\"><\/span><\/div><\/div><div class=\"vcex-icon-box-text wpex-flex-grow\"><div class=\"vcex-icon-box-content wpex-last-mb-0 wpex-clr\" style=\"color:#ffffff;\"><p>Keterangan perlindungan adalah secara ringkas dan tertakhluk pada terma, syarat, had dan pengecualian.<\/p>\n<\/div><\/div><\/div><div class=\"vcex-module vcex-icon-box vcex-icon-box-one wpex-relative wpex-flex wpex-text-left\"><div class=\"vcex-icon-box-symbol wpex-flex-shrink-0 wpex-mr-20\"><div class=\"vcex-icon-box-icon wpex-inline-flex wpex-items-center wpex-justify-center wpex-child-inherit-color wpex-text-center wpex-leading-none wpex-text-black\" style=\"color:#ffffff;font-size:14px;\"><span class=\"fas fa-check-circle\" aria-hidden=\"true\"><\/span><\/div><\/div><div class=\"vcex-icon-box-text wpex-flex-grow\"><div class=\"vcex-icon-box-content wpex-last-mb-0 wpex-clr\" style=\"color:#ffffff;\"><p>Nilai Penganggaran Harta Tanah adalah kalkulator untuk mebantu anda menganggarkan nilai semasa (Jumlah Diinsuranskan) bangunan anda untuk menentukan premium insurans.<\/p>\n<\/div><\/div><\/div>[\/vc_column][vc_column width=\"1\/2\" css=\".vc_custom_1647143022974{margin-top: 0px !important;background-image: url(https:\/\/alpha.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/bWFpbi9pbWFnZXMvaG91c2UtdmFjYXRpb24uanBn.jpg?id=5926) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\"][vc_empty_space height=\"1100\"][\/vc_column][\/vc_row][vc_row full_width=\"stretch_row_content\" column_spacing=\"0px\" rtl_reverse=\"yes\" css=\".vc_custom_1647143932846{background-color: #ffffff !important;}\"][vc_column width=\"1\/2\" css=\".vc_custom_1647143181061{background-image: url(https:\/\/alpha.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/bWFpbi9hZGRpdGlvbmFsLWNvdmVyYWdlLWNyb3BwZWQuanBn.jpg?id=5957) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\"][vc_empty_space height=\"800\"][\/vc_column][vc_column width=\"1\/2\" css=\".vc_custom_1647143992000{margin-top: 0px !important;padding-top: 0px !important;padding-right: 50px !important;padding-left: 50px !important;}\"][vc_empty_space height=\"50\"][vc_column_text]\n<h4 style=\"text-align: left;\"><span style=\"color: #dabf00;\">PILIHAN FAEDAH<\/span><\/h4>\n[\/vc_column_text][vc_custom_heading text=\"Kami menawarkan pilihan faedah tambahan untuk memastikan anda lebih selamat. Untuk premium tambahan, kami melindungi:\" font_container=\"tag:h2|font_size:20|text_align:left\" google_fonts=\"font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal\"][vc_empty_space][vc_custom_heading text=\"KEY FEATURES\" font_container=\"tag:h2|font_size:14.4|text_align:left|color:%23ffffff\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\"]<div class=\"vcex-module vcex-icon-box vcex-icon-box-one wpex-relative wpex-flex wpex-text-left\"><div class=\"vcex-icon-box-symbol wpex-flex-shrink-0 wpex-mr-20\"><img decoding=\"async\" loading=\"lazy\" class=\"vcex-icon-box-image wpex-align-middle\" style=\"width:50px;\" src=\"https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/landslip-50x50.jpg\" alt=\"\" srcset=\"https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/landslip-50x50.jpg 50w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/landslip-300x300.jpg 300w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/landslip-150x150.jpg 150w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/landslip-50x50@2x.jpg 100w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/landslip.jpg 512w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/landslip-50x50@2x.jpg 2x\" width=\"50\" height=\"50\"><\/div><div class=\"vcex-icon-box-text wpex-flex-grow\"><h2 class=\"vcex-icon-box-heading wpex-heading wpex-text-md wpex-mb-10\">Penurunan dan Tanah Runtuh<\/h2><div class=\"vcex-icon-box-content wpex-last-mb-0 wpex-clr\"><p>Perlindungan terhadap kehilangan atau kerosakan harta benda anda dari tanah tenggelam atau tanah runtuh.<\/p>\n<\/div><\/div><\/div>[vc_empty_space]<div class=\"vcex-module vcex-icon-box vcex-icon-box-one wpex-relative wpex-flex wpex-text-left\"><div class=\"vcex-icon-box-symbol wpex-flex-shrink-0 wpex-mr-20\"><img decoding=\"async\" loading=\"lazy\" class=\"vcex-icon-box-image wpex-align-middle\" style=\"width:50px;\" src=\"https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/glass-damage-50x50.png\" alt=\"\" srcset=\"https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/glass-damage-50x50.png 50w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/glass-damage-300x300.png 300w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/glass-damage-150x150.png 150w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/glass-damage-50x50@2x.png 100w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/glass-damage.png 512w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/glass-damage-50x50@2x.png 2x\" width=\"50\" height=\"50\"><\/div><div class=\"vcex-icon-box-text wpex-flex-grow\"><h2 class=\"vcex-icon-box-heading wpex-heading wpex-text-md wpex-mb-10\">Kerosakan Gelas Plat (Hanya Bangunan)<\/h2><div class=\"vcex-icon-box-content wpex-last-mb-0 wpex-clr\"><p>Perlindungan tambahan untuk apa sahaja kaca plat yang pecah secara tidak sengaja.<\/p>\n<\/div><\/div><\/div>[vc_empty_space]<div class=\"vcex-module vcex-icon-box vcex-icon-box-one wpex-relative wpex-flex wpex-text-left\"><div class=\"vcex-icon-box-symbol wpex-flex-shrink-0 wpex-mr-20\"><img decoding=\"async\" loading=\"lazy\" class=\"vcex-icon-box-image wpex-align-middle\" style=\"width:50px;\" src=\"https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/theft-blue-50x50.jpg\" alt=\"\" srcset=\"https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/theft-blue-50x50.jpg 50w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/theft-blue-300x300.jpg 300w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/theft-blue-150x150.jpg 150w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/theft-blue-50x50@2x.jpg 100w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/theft-blue.jpg 512w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/theft-blue-50x50@2x.jpg 2x\" width=\"50\" height=\"50\"><\/div><div class=\"vcex-icon-box-text wpex-flex-grow\"><h2 class=\"vcex-icon-box-heading wpex-heading wpex-text-md wpex-mb-10\">Melindungi Kecurian Diperpanjangkan (Kandungan Sahaja)<\/h2><div class=\"vcex-icon-box-content wpex-last-mb-0 wpex-clr\"><p>Perlindungan tambahan terhadap kecurian atau cubaan mencuri, tidak termasuk pencurian oleh pembantu rumah atau keluarga atau ahli isi rumah.<\/p>\n<\/div><\/div><\/div>[vc_empty_space]<div class=\"vcex-module vcex-icon-box vcex-icon-box-one wpex-relative wpex-flex wpex-text-left\"><div class=\"vcex-icon-box-symbol wpex-flex-shrink-0 wpex-mr-20\"><img decoding=\"async\" loading=\"lazy\" class=\"vcex-icon-box-image wpex-align-middle\" style=\"width:50px;\" src=\"https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/increase-limit-50x50.jpg\" alt=\"\" srcset=\"https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/increase-limit-50x50.jpg 50w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/increase-limit-300x300.jpg 300w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/increase-limit-150x150.jpg 150w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/increase-limit-50x50@2x.jpg 100w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/increase-limit.jpg 512w, https:\/\/www.poi2u.com\/ms\/wp-content\/uploads\/2022\/03\/increase-limit-50x50@2x.jpg 2x\" width=\"50\" height=\"50\"><\/div><div class=\"vcex-icon-box-text wpex-flex-grow\"><h2 class=\"vcex-icon-box-heading wpex-heading wpex-text-md wpex-mb-10\">Had Liabiliti meningkat kepada RM100,000<\/h2><div class=\"vcex-icon-box-content wpex-last-mb-0 wpex-clr\"><p>Tingkatkan had tanggungjawab anda kepada RM100,000 untuk melindungi kemalangan akibat kesalahan anda.<\/p>\n<\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row css=\".vc_custom_1647143436636{border-bottom-width: 50px !important;padding-top: 50px !important;}\"][vc_column width=\"1\/6\"][\/vc_column][vc_column width=\"2\/3\"][vc_column_text]\n<h4 style=\"text-align: center;\"><span style=\"color: #dabf00;\">MENGAPA MEMILIH INSURANS KAMI<br \/>\n<\/span><\/h4>\n[\/vc_column_text][vc_column_text]\n<p style=\"text-align: center;\">Tahukah anda? Selain dilindungi kerana kehilangan, kecurian atau kerosakan kenderaan anda, terdapat banyak faedah lain yang dapat anda nikmati ketika memilih kami!<\/p>\n[\/vc_column_text][\/vc_column][vc_column width=\"1\/6\"][\/vc_column][\/vc_row][vc_row gap=\"30\" max_width_custom=\"1700\" max_width_align=\"center\"][vc_column width=\"1\/4\" css=\".vc_custom_1646884039494{padding-top: 50px !important;padding-right: 50px !important;padding-bottom: 50px !important;padding-left: 50px !important;background-color: #ffffff !important;}\"][vc_single_image image=\"5949\" img_size=\"50x50\"][vc_empty_space height=\"10px\"][vc_custom_heading text=\"15% Premium Lebih Murah\" font_container=\"tag:h2|font_size:18|text_align:left\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\"][vc_empty_space height=\"20px\"][vc_custom_heading text=\"Get 15% discount when you renew your insurance by yourself. Tired of going to the counter? Well, you can purchase your insurance via our website or mobile application!\" font_container=\"tag:h2|font_size:16|text_align:left\" google_fonts=\"font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal\"][\/vc_column][vc_column width=\"1\/4\" css=\".vc_custom_1646884031976{padding-top: 50px !important;padding-right: 50px !important;padding-bottom: 50px !important;padding-left: 50px !important;background-color: #ffffff !important;}\"][vc_empty_space height=\"10px\"][vc_single_image image=\"5897\" img_size=\"70x50\"][vc_empty_space height=\"10px\"][vc_custom_heading text=\"Memperkasakan Keputusan Anda\" font_container=\"tag:h2|font_size:18|text_align:left\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\"][vc_empty_space height=\"20px\"][vc_custom_heading text=\"Kami menyediakan semua maklumat yang diperlukan dalam format mudah untuk membantu anda memahami produk kami dengan lebih baik - membantu anda membuat pembelian yang anda yakin.\" font_container=\"tag:h2|font_size:16|text_align:left\" google_fonts=\"font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal\"][\/vc_column][vc_column width=\"1\/4\" css=\".vc_custom_1671175709670{padding-top: 50px !important;padding-right: 50px !important;padding-bottom: 50px !important;padding-left: 50px !important;background-color: #ffffff !important;}\"][vc_single_image image=\"5899\" img_size=\"50x50\"][vc_empty_space height=\"10px\"][vc_custom_heading text=\"Pembayaran Dalam Talian Yang Terjamin\" font_container=\"tag:h2|font_size:18|text_align:left\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\"][vc_empty_space height=\"10px\"][vc_custom_heading text=\"Rakan pembayaran dalam talian kami yang boleh dipercayai, iPay88, dikawal selia di bawah Bank Negara Malaysia dan mematuhi standard keselamatan antarabangsa tertinggi (PCI DSS 1), serta Akta Perkhidmatan Kewangan 2013.\" font_container=\"tag:h2|font_size:16|text_align:left\" google_fonts=\"font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal\"][\/vc_column][vc_column width=\"1\/4\" css=\".vc_custom_1671175784280{padding-top: 50px !important;padding-right: 50px !important;padding-bottom: 50px !important;padding-left: 50px !important;background-color: #ffffff !important;}\"][vc_single_image image=\"5898\" img_size=\"50x50\"][vc_empty_space height=\"10px\"][vc_custom_heading text=\"Laman Web dan Aplikasi Yang Bertambah Baik\" font_container=\"tag:h2|font_size:18|text_align:left\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\"][vc_custom_heading text=\"Kemudahan di hujung jari anda - kami mempermudahkan carian yang anda perlukan.\" font_container=\"tag:h2|font_size:16|text_align:left\" google_fonts=\"font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal\"][vc_empty_space height=\"20px\"][\/vc_column][\/vc_row][vc_row full_width=\"stretch_row\" css=\".vc_custom_1647143510234{padding-top: 50px !important;padding-bottom: 0px !important;background-color: #ffffff !important;}\"][vc_column width=\"1\/6\"][\/vc_column][vc_column width=\"2\/3\"][vc_custom_heading text=\"Soalan Lazim Ditanya\" font_container=\"tag:h2|font_size:30|text_align:left|color:%23000000\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\"][vc_empty_space height=\"10px\"]<div class=\"vcex-module vcex-toggle\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#vcex_6ada65ebace3f\" class=\"vcex-toggle__trigger wpex-flex wpex-items-center wpex-transition-colors wpex-duration-200 wpex-flex-row-reverse\" style=\"color:#000000;\" aria-expanded=\"false\" aria-controls=\"vcex_6ada65ebace3f\"><div class=\"vcex-toggle__icon wpex-ml-10\" aria-hidden=\"true\" style=\"color:#000000;\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M24 24H0V0h24v24z\" fill=\"none\" opacity=\".87\"\/><path d=\"M16.59 8.59L12 13.17 7.41 8.59 6 10l6 6 6-6-1.41-1.41z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M12 8l-6 6 1.41 1.41L12 10.83l4.59 4.58L18 14l-6-6z\"\/><\/svg><\/div><\/div><h2 class=\"vcex-toggle__title wpex-mr-auto\">Apa itu PrOrumah? Apakah perbezaan antara ini dan polisi P&amp;O Empunya Rumah dan Isi Rumah yang biasa?<\/h2><\/a><\/div><div id=\"vcex_6ada65ebace3f\" class=\"vcex-toggle__content wpex-last-mb-0 wpex-my-10 wpex-clr\" style=\"color:#000000;\"><p>Pada dasarnya, PrOrumah adalah gabungan kedua-dua polisi Empunya Rumah dan Isi Rumah kami dengan harga 30% lebih murah. Ia melindungi rumah anda dan\/atau kandungannya dari kehilangan atau kerosakan dari pelbagai sebab seperti kebakaran, kilat, pencurian dan banyak lagi.<\/p>\n<\/div><\/div><div class=\"vcex-module vcex-toggle\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#vcex_6ada65ebad0d7\" class=\"vcex-toggle__trigger wpex-flex wpex-items-center wpex-transition-colors wpex-duration-200 wpex-flex-row-reverse\" style=\"color:#000000;\" aria-expanded=\"false\" aria-controls=\"vcex_6ada65ebad0d7\"><div class=\"vcex-toggle__icon wpex-ml-10\" aria-hidden=\"true\" style=\"color:#000000;\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M24 24H0V0h24v24z\" fill=\"none\" opacity=\".87\"\/><path d=\"M16.59 8.59L12 13.17 7.41 8.59 6 10l6 6 6-6-1.41-1.41z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M12 8l-6 6 1.41 1.41L12 10.83l4.59 4.58L18 14l-6-6z\"\/><\/svg><\/div><\/div><h2 class=\"vcex-toggle__title wpex-mr-auto\">Sekiranya saya mempunyai pinjaman harta tanah, bolehkah saya bertukar dari polisi semasa saya ke PrOrumah?<\/h2><\/a><\/div><div id=\"vcex_6ada65ebad0d7\" class=\"vcex-toggle__content wpex-last-mb-0 wpex-my-10 wpex-clr\" style=\"color:#000000;\"><div class=\"panel panel-default rounded border mb-3\">\n<div id=\"collapse-0-2\" class=\"collapse show\" aria-labelledby=\"heading-0-2\" data-parent=\"#accordion-0\">\n<div class=\"panel-body p-3 bg-light\">\n<p>Ya, anda boleh.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"panel panel-default rounded border mb-3\">\n<div id=\"heading-0-3\" class=\"panel-heading p-3\">\n<div class=\"float-right small\"><\/div>\n<\/div>\n<\/div>\n<\/div><\/div><div class=\"vcex-module vcex-toggle\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#vcex_6ada65ebad439\" class=\"vcex-toggle__trigger wpex-flex wpex-items-center wpex-transition-colors wpex-duration-200 wpex-flex-row-reverse\" style=\"color:#000000;\" aria-expanded=\"false\" aria-controls=\"vcex_6ada65ebad439\"><div class=\"vcex-toggle__icon wpex-ml-10\" aria-hidden=\"true\" style=\"color:#000000;\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M24 24H0V0h24v24z\" fill=\"none\" opacity=\".87\"\/><path d=\"M16.59 8.59L12 13.17 7.41 8.59 6 10l6 6 6-6-1.41-1.41z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M12 8l-6 6 1.41 1.41L12 10.83l4.59 4.58L18 14l-6-6z\"\/><\/svg><\/div><\/div><h2 class=\"vcex-toggle__title wpex-mr-auto\">Bolehkah saya membatalkan insurans harta tanah saya sekarang dan bertukar ke PrOrumah?<\/h2><\/a><\/div><div id=\"vcex_6ada65ebad439\" class=\"vcex-toggle__content wpex-last-mb-0 wpex-my-10 wpex-clr\" style=\"color:#000000;\"><div class=\"panel panel-default rounded border mb-3\">\n<div id=\"collapse-0-3\" class=\"collapse show\" aria-labelledby=\"heading-0-3\" data-parent=\"#accordion-0\">\n<div class=\"panel-body p-3 bg-light\">\n<p>Ya, tetapi kami mengesyorkan untuk memperbaharui dengan PrOrumah setelah polisi anda yang ada telah tamat tempoh.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><div class=\"vcex-module vcex-toggle\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#vcex_6ada65ebad707\" class=\"vcex-toggle__trigger wpex-flex wpex-items-center wpex-transition-colors wpex-duration-200 wpex-flex-row-reverse\" style=\"color:#000000;\" aria-expanded=\"false\" aria-controls=\"vcex_6ada65ebad707\"><div class=\"vcex-toggle__icon wpex-ml-10\" aria-hidden=\"true\" style=\"color:#000000;\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M24 24H0V0h24v24z\" fill=\"none\" opacity=\".87\"\/><path d=\"M16.59 8.59L12 13.17 7.41 8.59 6 10l6 6 6-6-1.41-1.41z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M12 8l-6 6 1.41 1.41L12 10.83l4.59 4.58L18 14l-6-6z\"\/><\/svg><\/div><\/div><h2 class=\"vcex-toggle__title wpex-mr-auto\">Bagaimana saya boleh membeli PrOrumah?<\/h2><\/a><\/div><div id=\"vcex_6ada65ebad707\" class=\"vcex-toggle__content wpex-last-mb-0 wpex-my-10 wpex-clr\" style=\"color:#000000;\"><p>Anda boleh membeli PrOrumah dengan menggunakan aplikasi mudah alih kami (POI2U),<br \/>\nmengunjungi laman web kami atau dengan menghubungi pusat panggilan kami.<\/p>\n<\/div><\/div><div class=\"vcex-module vcex-toggle\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#vcex_6ada65ebad95d\" class=\"vcex-toggle__trigger wpex-flex wpex-items-center wpex-transition-colors wpex-duration-200 wpex-flex-row-reverse\" style=\"color:#000000;\" aria-expanded=\"false\" aria-controls=\"vcex_6ada65ebad95d\"><div class=\"vcex-toggle__icon wpex-ml-10\" aria-hidden=\"true\" style=\"color:#000000;\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M24 24H0V0h24v24z\" fill=\"none\" opacity=\".87\"\/><path d=\"M16.59 8.59L12 13.17 7.41 8.59 6 10l6 6 6-6-1.41-1.41z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M12 8l-6 6 1.41 1.41L12 10.83l4.59 4.58L18 14l-6-6z\"\/><\/svg><\/div><\/div><h2 class=\"vcex-toggle__title wpex-mr-auto\">Apa pelan yang ada di PrOrumah?<\/h2><\/a><\/div><div id=\"vcex_6ada65ebad95d\" class=\"vcex-toggle__content wpex-last-mb-0 wpex-my-10 wpex-clr\" style=\"color:#000000;\"><p>Terdapat 3 pelan yang tersedia pada masa ini:<\/p>\n<ul>\n<li>Bangunan; melindungi rumah anda.<\/li>\n<li>Kandungan; melindungi barang-barang anda.<\/li>\n<li>Kandungan &amp; Bangunan; melindungi rumah dan barang-barang anda.<\/li>\n<\/ul>\n<\/div><\/div><div class=\"vcex-module vcex-toggle\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#vcex_6ada65ebadbec\" class=\"vcex-toggle__trigger wpex-flex wpex-items-center wpex-transition-colors wpex-duration-200 wpex-flex-row-reverse\" style=\"color:#000000;\" aria-expanded=\"false\" aria-controls=\"vcex_6ada65ebadbec\"><div class=\"vcex-toggle__icon wpex-ml-10\" aria-hidden=\"true\" style=\"color:#000000;\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M24 24H0V0h24v24z\" fill=\"none\" opacity=\".87\"\/><path d=\"M16.59 8.59L12 13.17 7.41 8.59 6 10l6 6 6-6-1.41-1.41z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M12 8l-6 6 1.41 1.41L12 10.83l4.59 4.58L18 14l-6-6z\"\/><\/svg><\/div><\/div><h2 class=\"vcex-toggle__title wpex-mr-auto\">Berapa banyak yang perlu saya bayar?<\/h2><\/a><\/div><div id=\"vcex_6ada65ebadbec\" class=\"vcex-toggle__content wpex-last-mb-0 wpex-my-10 wpex-clr\" style=\"color:#000000;\"><p>Apa yang anda bayar untuk polisi insurans PrOrumah anda bergantung pada jenis bangunan dan jumlah yang diinsuranskan yang anda pilih.<\/p>\n<p>Jumlah minimum yang boleh anda bayar untuk premium ialah RM60.<\/p>\n<\/div><\/div><div class=\"vcex-module vcex-toggle\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#vcex_6ada65ebade6b\" class=\"vcex-toggle__trigger wpex-flex wpex-items-center wpex-transition-colors wpex-duration-200 wpex-flex-row-reverse\" style=\"color:#000000;\" aria-expanded=\"false\" aria-controls=\"vcex_6ada65ebade6b\"><div class=\"vcex-toggle__icon wpex-ml-10\" aria-hidden=\"true\" style=\"color:#000000;\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M24 24H0V0h24v24z\" fill=\"none\" opacity=\".87\"\/><path d=\"M16.59 8.59L12 13.17 7.41 8.59 6 10l6 6 6-6-1.41-1.41z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M12 8l-6 6 1.41 1.41L12 10.83l4.59 4.58L18 14l-6-6z\"\/><\/svg><\/div><\/div><h2 class=\"vcex-toggle__title wpex-mr-auto\">Adakah terdapat bayaran dan caj tambahan yang perlu saya bayar?<\/h2><\/a><\/div><div id=\"vcex_6ada65ebade6b\" class=\"vcex-toggle__content wpex-last-mb-0 wpex-my-10 wpex-clr\" style=\"color:#000000;\"><p>Ya, anda akan dikenakan duti setem sebanyak RM10 dan Cukai Jualan &amp; Perkhidmatan (SST) sebanyak 6% pada premium anda.<\/p>\n<p>Walau bagaimanapun, harap maklum bahawa anda akan mendapat 15% diskaun untuk premium anda jika anda membeli PrOrumah melalui aplikasi, laman web, pusat panggilan atau kaunter POI2U kami.<\/p>\n<\/div><\/div><div class=\"vcex-module vcex-toggle\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#vcex_6ada65ebae0d9\" class=\"vcex-toggle__trigger wpex-flex wpex-items-center wpex-transition-colors wpex-duration-200 wpex-flex-row-reverse\" style=\"color:#000000;\" aria-expanded=\"false\" aria-controls=\"vcex_6ada65ebae0d9\"><div class=\"vcex-toggle__icon wpex-ml-10\" aria-hidden=\"true\" style=\"color:#000000;\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M24 24H0V0h24v24z\" fill=\"none\" opacity=\".87\"\/><path d=\"M16.59 8.59L12 13.17 7.41 8.59 6 10l6 6 6-6-1.41-1.41z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M12 8l-6 6 1.41 1.41L12 10.83l4.59 4.58L18 14l-6-6z\"\/><\/svg><\/div><\/div><h2 class=\"vcex-toggle__title wpex-mr-auto\">Adakah terdapat perkara yang tidak akan dilindungi di bawah polisi ini?<\/h2><\/a><\/div><div id=\"vcex_6ada65ebae0d9\" class=\"vcex-toggle__content wpex-last-mb-0 wpex-my-10 wpex-clr\" style=\"color:#000000;\"><p>Ya, ada beberapa. Pengecualian utama adalah:<\/p>\n<ul>\n<li>Perang, perang saudara dan sebarang tindakan keganasan.<\/li>\n<li>Risiko tenaga radioaktif dan nuklear.<\/li>\n<li>Pengiktirafan tarikh.<\/li>\n<li>Kerosakan harta benda pada data atau perisian.<\/li>\n<\/ul>\n<p>Harap maklum bahawa ini bukan senarai pengecualian lengkap. Sila rujuk kontrak polisi untuk terma dan syarat penuh.<\/p>\n<\/div><\/div><div class=\"vcex-module vcex-toggle\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#vcex_6ada65ebae380\" class=\"vcex-toggle__trigger wpex-flex wpex-items-center wpex-transition-colors wpex-duration-200 wpex-flex-row-reverse\" style=\"color:#000000;\" aria-expanded=\"false\" aria-controls=\"vcex_6ada65ebae380\"><div class=\"vcex-toggle__icon wpex-ml-10\" aria-hidden=\"true\" style=\"color:#000000;\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M24 24H0V0h24v24z\" fill=\"none\" opacity=\".87\"\/><path d=\"M16.59 8.59L12 13.17 7.41 8.59 6 10l6 6 6-6-1.41-1.41z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M12 8l-6 6 1.41 1.41L12 10.83l4.59 4.58L18 14l-6-6z\"\/><\/svg><\/div><\/div><h2 class=\"vcex-toggle__title wpex-mr-auto\">Bolehkah saya membatalkan polisi saya setelah membeli?<\/h2><\/a><\/div><div id=\"vcex_6ada65ebae380\" class=\"vcex-toggle__content wpex-last-mb-0 wpex-my-10 wpex-clr\" style=\"color:#000000;\"><div class=\"panel panel-default rounded border mb-3\">\n<div id=\"collapse-0-9\" class=\"collapse show\" aria-labelledby=\"heading-0-9\" data-parent=\"#accordion-0\">\n<div class=\"panel-body p-3 bg-light\">\n<p>Ya, anda boleh. Anda perlu memberi kami notis bertulis yang anda mahukan. Setelah dibatalkan, anda boleh mendapatkan bayaran balik premium yang anda bayar berdasarkan kami mengekalkan premium jangka pendek atau premium minimum.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><div class=\"vcex-module vcex-toggle\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#vcex_6ada65ebae637\" class=\"vcex-toggle__trigger wpex-flex wpex-items-center wpex-transition-colors wpex-duration-200 wpex-flex-row-reverse\" style=\"color:#000000;\" aria-expanded=\"false\" aria-controls=\"vcex_6ada65ebae637\"><div class=\"vcex-toggle__icon wpex-ml-10\" aria-hidden=\"true\" style=\"color:#000000;\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M24 24H0V0h24v24z\" fill=\"none\" opacity=\".87\"\/><path d=\"M16.59 8.59L12 13.17 7.41 8.59 6 10l6 6 6-6-1.41-1.41z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M12 8l-6 6 1.41 1.41L12 10.83l4.59 4.58L18 14l-6-6z\"\/><\/svg><\/div><\/div><h2 class=\"vcex-toggle__title wpex-mr-auto\">Adakah terdapat dokumen lain yang perlu saya serahkan semasa membeli PrOrumah?<\/h2><\/a><\/div><div id=\"vcex_6ada65ebae637\" class=\"vcex-toggle__content wpex-last-mb-0 wpex-my-10 wpex-clr\" style=\"color:#000000;\"><div class=\"panel panel-default rounded border mb-3\">\n<div id=\"collapse-0-10\" class=\"collapse show\" aria-labelledby=\"heading-0-10\" data-parent=\"#accordion-0\">\n<div class=\"panel-body p-3 bg-light\">\n<p>Tidak ada. Anda hanya perlu membayar jumlah sebut harga.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"panel panel-default rounded border mb-3\">\n<div id=\"heading-0-11\" class=\"panel-heading p-3\">\n<div class=\"float-right small\"><\/div>\n<\/div>\n<\/div>\n<\/div><\/div><div class=\"vcex-module vcex-toggle\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#vcex_6ada65ebae91a\" class=\"vcex-toggle__trigger wpex-flex wpex-items-center wpex-transition-colors wpex-duration-200 wpex-flex-row-reverse\" style=\"color:#000000;\" aria-expanded=\"false\" aria-controls=\"vcex_6ada65ebae91a\"><div class=\"vcex-toggle__icon wpex-ml-10\" aria-hidden=\"true\" style=\"color:#000000;\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M24 24H0V0h24v24z\" fill=\"none\" opacity=\".87\"\/><path d=\"M16.59 8.59L12 13.17 7.41 8.59 6 10l6 6 6-6-1.41-1.41z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M12 8l-6 6 1.41 1.41L12 10.83l4.59 4.58L18 14l-6-6z\"\/><\/svg><\/div><\/div><h2 class=\"vcex-toggle__title wpex-mr-auto\">Bagaimana saya tahu berapakah jumlah yang diinsuranskan untuk harta tanah saya?<\/h2><\/a><\/div><div id=\"vcex_6ada65ebae91a\" class=\"vcex-toggle__content wpex-last-mb-0 wpex-my-10 wpex-clr\" style=\"color:#000000;\"><div class=\"panel panel-default rounded border mb-3\">\n<div id=\"collapse-0-10\" class=\"collapse show\" aria-labelledby=\"heading-0-10\" data-parent=\"#accordion-0\">\n<div class=\"panel-body p-3 bg-light\">\n<p>Kami menyediakan kalkulator Jumlah Diinsuranskan untuk anda menentukannya dalam petikan anda di skrin aplikasi atau laman web POI2U.<\/p>\n<p>Kalkulator ini akan memberi anda anggaran nilai harta tanah anda berdasarkan pelbagai maklumat yang diberikan seperti alamat, jenis bangunan dan ukuran kaki persegi harta tanah.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"panel panel-default rounded border mb-3\">\n<div id=\"heading-0-11\" class=\"panel-heading p-3\">\n<div class=\"float-right small\"><\/div>\n<\/div>\n<\/div>\n<\/div><\/div><div class=\"vcex-module vcex-toggle\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#vcex_6ada65ebaec11\" class=\"vcex-toggle__trigger wpex-flex wpex-items-center wpex-transition-colors wpex-duration-200 wpex-flex-row-reverse\" style=\"color:#000000;\" aria-expanded=\"false\" aria-controls=\"vcex_6ada65ebaec11\"><div class=\"vcex-toggle__icon wpex-ml-10\" aria-hidden=\"true\" style=\"color:#000000;\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M24 24H0V0h24v24z\" fill=\"none\" opacity=\".87\"\/><path d=\"M16.59 8.59L12 13.17 7.41 8.59 6 10l6 6 6-6-1.41-1.41z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M12 8l-6 6 1.41 1.41L12 10.83l4.59 4.58L18 14l-6-6z\"\/><\/svg><\/div><\/div><h2 class=\"vcex-toggle__title wpex-mr-auto\">Berapa banyak isi kandungan saya boleh diinsuranskan?<\/h2><\/a><\/div><div id=\"vcex_6ada65ebaec11\" class=\"vcex-toggle__content wpex-last-mb-0 wpex-my-10 wpex-clr\" style=\"color:#000000;\"><div class=\"panel panel-default rounded border mb-3\">\n<div id=\"collapse-0-10\" class=\"collapse show\" aria-labelledby=\"heading-0-10\" data-parent=\"#accordion-0\">\n<div class=\"panel-body p-3 bg-light\">\n<p>Terdapat 3 pelan yang tersedia untuk Pelan Isi Kandungan PrOrumah. Anda boleh memilih salah satu daripada pelan ini untuk menentukan jumlah keseluruhan barang yang diinsuranskan.<\/p>\n<p>Bergantung pada pelan yang dipilih, ada jumlah yang diinsuranskan yang ditentukan untuk setiap item tertentu seperti yang ditunjukkan di bawah:<\/p>\n<p><strong><span style=\"text-decoration: underline\">a.\u00a0 Kandungan normal (tidak termasuk perabot, piano, organ, peralatan rumah tangga, radio, televisyen, set perakam video dan peralatan Hi-Fi)<\/span><\/strong><\/p>\n<table style=\"width: 100%\">\n<tbody>\n<tr>\n<td style=\"width: 30%;vertical-align: middle;background-color: white\"><strong>Pelan Kandungan<\/strong><\/td>\n<td style=\"width: 70%;vertical-align: middle;background-color: white\"><strong>Maksimum Jumlah Diinsuranskan Untuk Setiap Kandungan<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;background-color: white\">Pelan RM50,000<\/td>\n<td style=\"vertical-align: middle;background-color: white\">RM2,500 setiap Kandungan<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;background-color: white\">Pelan RM100,000<\/td>\n<td style=\"vertical-align: middle;background-color: white\">RM5,000 setiap Kandungan<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;background-color: white\">Pelan RM200,000<\/td>\n<td style=\"vertical-align: middle;background-color: white\">RM10,000 setiap Kandungan<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><strong><span style=\"text-decoration: underline\">b.\u00a0 \u00a0Artikel Platinum, emas dan perak, perhiasan dan bulu<\/span><\/strong><\/p>\n<table style=\"width: 100%\">\n<tbody>\n<tr>\n<td style=\"width: 30%;vertical-align: middle;background-color: white\"><strong>Pelan Kandungan<\/strong><\/td>\n<td style=\"width: 70%;vertical-align: middle;background-color: white\"><strong>Maksimum Jumlah Diinsuranskan Untuk Setiap Kandungan<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;background-color: white\">Pelan RM50,000<\/td>\n<td style=\"vertical-align: middle;background-color: white\">RM16,667 setiap Kandungan<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;background-color: white\">Pelan RM100,000<\/td>\n<td style=\"vertical-align: middle;background-color: white\">RM33,333 setiap Kandungan<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: middle;background-color: white\">Pelan RM200,000<\/td>\n<td style=\"vertical-align: middle;background-color: white\">RM33,333 setiap Kandungan<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><div class=\"vcex-module vcex-toggle\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#vcex_6ada65ebaf201\" class=\"vcex-toggle__trigger wpex-flex wpex-items-center wpex-transition-colors wpex-duration-200 wpex-flex-row-reverse\" style=\"color:#000000;\" aria-expanded=\"false\" aria-controls=\"vcex_6ada65ebaf201\"><div class=\"vcex-toggle__icon wpex-ml-10\" aria-hidden=\"true\" style=\"color:#000000;\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M24 24H0V0h24v24z\" fill=\"none\" opacity=\".87\"\/><path d=\"M16.59 8.59L12 13.17 7.41 8.59 6 10l6 6 6-6-1.41-1.41z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M12 8l-6 6 1.41 1.41L12 10.83l4.59 4.58L18 14l-6-6z\"\/><\/svg><\/div><\/div><h2 class=\"vcex-toggle__title wpex-mr-auto\">Berapa lamakah tempoh sah insurans PrOrumah?<\/h2><\/a><\/div><div id=\"vcex_6ada65ebaf201\" class=\"vcex-toggle__content wpex-last-mb-0 wpex-my-10 wpex-clr\" style=\"color:#000000;\"><div class=\"panel panel-default rounded border mb-3\">\n<div id=\"collapse-0-13\" class=\"collapse show\" aria-labelledby=\"heading-0-13\" data-parent=\"#accordion-0\">\n<div class=\"panel-body p-3 bg-light\">\n<p>Polisi PrOrumah sah selama satu (1) tahun dari tarikh pembelian anda.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><div class=\"vcex-module vcex-toggle\" data-animate=\"true\" data-duration=\"300\"><div class=\"vcex-toggle__heading\"><a href=\"#vcex_6ada65ebaf4c7\" class=\"vcex-toggle__trigger wpex-flex wpex-items-center wpex-transition-colors wpex-duration-200 wpex-flex-row-reverse\" style=\"color:#000000;\" aria-expanded=\"false\" aria-controls=\"vcex_6ada65ebaf4c7\"><div class=\"vcex-toggle__icon wpex-ml-10\" aria-hidden=\"true\" style=\"color:#000000;\"><div class=\"vcex-toggle__icon-open wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M24 24H0V0h24v24z\" fill=\"none\" opacity=\".87\"\/><path d=\"M16.59 8.59L12 13.17 7.41 8.59 6 10l6 6 6-6-1.41-1.41z\"\/><\/svg><\/div><div class=\"vcex-toggle__icon-close wpex-flex wpex-flex-col wpex-items-center\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1.5em\" viewBox=\"0 0 24 24\" width=\"1.5em\" fill=\"currentColor\" class=\"vcex-toggle__icon-close\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M12 8l-6 6 1.41 1.41L12 10.83l4.59 4.58L18 14l-6-6z\"\/><\/svg><\/div><\/div><h2 class=\"vcex-toggle__title wpex-mr-auto\">Apakah perlindungan tambahan yang ditawarkan dengan PrOrumah?<\/h2><\/a><\/div><div id=\"vcex_6ada65ebaf4c7\" class=\"vcex-toggle__content wpex-last-mb-0 wpex-my-10 wpex-clr\" style=\"color:#000000;\"><div class=\"panel panel-default rounded border mb-3\">\n<div id=\"collapse-0-10\" class=\"collapse show\" aria-labelledby=\"heading-0-10\" data-parent=\"#accordion-0\">\n<div class=\"panel-body p-3 bg-light\">\n<p>Terdapat empat (4) perlindungan tambahan yang ditawarkan dengan PrOrumah, yang dapat anda pilih untuk ditambahkan ke premium anda dengan biaya tambahan.<\/p>\n<table style=\"width: 100%\">\n<tbody>\n<tr>\n<td style=\"width: 1%;vertical-align: middle;background-color: white\"><strong>No<\/strong><\/td>\n<td style=\"width: 30%;vertical-align: middle;background-color: white\"><strong>Perlindungan Tambahan<\/strong><\/td>\n<td style=\"width: 19%;vertical-align: middle;background-color: white\"><strong>Pelan PrOrumah<\/strong><\/td>\n<td style=\"width: 50%;vertical-align: middle;background-color: white\"><strong>Tawaran<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;vertical-align: middle;background-color: white\">1<\/td>\n<td style=\"vertical-align: middle;background-color: white\">Penurunan dan Tanah Runtuh<\/td>\n<td style=\"vertical-align: middle;background-color: white\">Semua<\/td>\n<td style=\"vertical-align: middle;background-color: white\">Melindungi kehilangan atau kerosakan harta tanah akibat penurunan tapak bangunan atau tanah runtuh<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;vertical-align: middle;background-color: white\">2<\/td>\n<td style=\"vertical-align: middle;background-color: white\">Had Liabiliti meningkat kepada RM100,000<\/td>\n<td style=\"vertical-align: middle;background-color: white\">Semua<\/td>\n<td style=\"vertical-align: middle;background-color: white\">Sekiranya berlaku tanggungjawab undang-undang, hadnya telah meningkat menjadi RM100,000<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;vertical-align: middle;background-color: white\">3<\/td>\n<td style=\"vertical-align: middle;background-color: white\">Penutup Kecurian Diperpanjang<\/td>\n<td style=\"vertical-align: middle;background-color: white\">Isi kandungan Sahaja<\/td>\n<td style=\"vertical-align: middle;background-color: white\">Perlindungan meluas untuk kecurian melindungi bank, simpanan selamat dan mana-mana bangunan di mana anda atau keluarga anda tinggal<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;vertical-align: middle;background-color: white\">4<\/td>\n<td style=\"vertical-align: middle;background-color: white\">Kerosakan Gelas Plat<\/td>\n<td style=\"vertical-align: middle;background-color: white\">Bangunan Sahaja<\/td>\n<td style=\"vertical-align: middle;background-color: white\">Melindungi kerosakan gelas plat secara tidak sengaja<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>[\/vc_column][vc_column width=\"1\/6\"][\/vc_column][\/vc_row][vc_row full_width=\"stretch_row\" css=\".vc_custom_1647143644674{padding-top: 50px !important;padding-bottom: 0px !important;background-color: #6ba2ce !important;}\"][vc_column width=\"1\/5\"][vc_empty_space height=\"10px\"][\/vc_column][vc_column width=\"1\/5\"][vc_custom_heading text=\"Muat Turun\" font_container=\"tag:h2|font_size:30|text_align:left|color:%23ffffff\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\"][vc_empty_space][vc_btn title=\"Baca liputan penuh\" style=\"outline\" shape=\"square\" color=\"white\" align=\"left\" i_icon_fontawesome=\"fas fa-download\" add_icon=\"true\" link=\"url:%2Fassets%2Fpolicy_documents%2Fprorumah-policy-wordings.pdf\"][\/vc_column][vc_column width=\"1\/5\"][vc_empty_space][vc_empty_space height=\"45px\"][vc_btn title=\"Lembaran Pendedahan Produk\" style=\"outline\" shape=\"square\" color=\"white\" align=\"left\" i_icon_fontawesome=\"fas fa-download\" add_icon=\"true\" link=\"url:%2Fassets%2Fother_documents%2FProduct_Disclosure_Sheet(Malay)ProRumah.pdf\"][\/vc_column][vc_column width=\"1\/5\"][\/vc_column][vc_column width=\"1\/5\"][vc_single_image image=\"5907\" img_size=\"150x150\" alignment=\"right\"][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=\"stretch_row_content\" column_spacing=\"0px\" css=\".vc_custom_1647143094679{margin-right: -20px !important;background-color: #6ca2cf !important;}\"][vc_column width=\"1\/2\" css=\".vc_custom_1671173897416{padding-top: 50px !important;padding-right: 50px !important;padding-bottom: 50px !important;padding-left: 50px !important;background-color: #6ca2cf !important;}\"][vc_column_text] INSURANS HARTA TANAH [\/vc_column_text][vc_custom_heading text=\"Dapatkan Kembali 30% - hanya dengan insurans harta tanah PrOrumah kami\" font_container=\"tag:h1|font_size:32|text_align:left|color:%23ffffff\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\"][vc_empty_space height=\"20px\"][vc_empty_space][vc_custom_heading text=\"CIRI-CIRI UTAMA\" font_container=\"tag:h2|font_size:14.4|text_align:left|color:%23ffffff\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\"][vc_empty_space][vc_empty_space][vc_row_inner equal_height=\"yes\" gap=\"10\" remove_bottom_col_margin=\"true\"][vc_column_inner width=\"1\/2\"][vc_btn title=\"Sebut Harga\/Beli\/Perbaharui sekarang\" style=\"custom\" custom_background=\"#1e73be\" custom_text=\"#ffffff\" shape=\"square\" align=\"center\" button_block=\"true\"&hellip;<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":5922,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-5921","page","type-page","status-publish","hentry","entry","no-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Prorumah - General Insurance Company: Buy\/Renew Insurance Online In Malaysia - POI<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Prorumah - General Insurance Company: Buy\/Renew Insurance Online In Malaysia - POI\" \/>\n<meta property=\"og:description\" content=\"[vc_row full_width=&quot;stretch_row_content&quot; column_spacing=&quot;0px&quot; css=&quot;.vc_custom_1647143094679{margin-right: -20px !important;background-color: #6ca2cf !important;}&quot;][vc_column width=&quot;1\/2&quot; css=&quot;.vc_custom_1671173897416{padding-top: 50px !important;padding-right: 50px !important;padding-bottom: 50px !important;padding-left: 50px !important;background-color: #6ca2cf !important;}&quot;][vc_column_text] INSURANS HARTA TANAH 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