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All Insurance

Let us worry about your insurance so you can focus on what matters

Business Insurance coverage protects businesses from losses due to events that may occur during the normal course of business.

All Products

All rounded protections for your everything in your life

P&O Insurance understands that Malaysia businesses operate in a tough and changing environment. SME operations are still held to the same standards of corporate governance, employee welfare and liability as the larger companies and they often have to manage these risks with fewer resources and less time to spare on concerns other than those relating to day to day business.

Car

PrOmilej

Our PrOmilej offers all the benefits of Comprehensive Car Insurance at a premium which relates to your reduced mileage in a year. The less you plan to drive, the more you save.

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Car

Private Car Comprehensive

Our Comprehensive Insurance pays for the fire, theft, loss or damage to your car when there is an accident with a third parties’ vehicle or property. This includes protecting you when you are responsible for the injury or death of the third party, and damage to their property.

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Car

Private Car Third Party Fire & Theft

Our Third Party Fire & Theft Insurance pays for the damage to the third parties’ car or property when there is an accident, and protects you when you are responsible for the injury or death of the third party. It includes fire damage of theft of your car.

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Business

All Risks

Our All Risks Insurance will repair, replace or pay the amount for certain loss or damage due to accident or misfortune, within your premise, and based on what you have chosen.

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Business

Boiler and Pressure Vessel

Our Boiler and Pressure Vessel Insurance provides coverage against explosion of any boiler or pressure vessel insured, whilst in the course of ordinary work.

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Business

Burglary

Our Burglary Insurance pays for the loss or damage to your property in the event of burglary.

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Fire

Company Fire

Our Fire Insurance pays for the loss or damage to your building/property when destroyed/damaged by Fire, Lightning or domestic explosion.

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Business

Contractors' All Risk

Our Contractors’ All Risk Insurance pays for any damages that might affect the property insured, and damages payable to the third parties. This is specifically for civil engineering projects or works that are under construction.

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Motorcycle

Credit Shortfall - Motorcycle

In the event of a theft or total loss of your motorcycle, our Credit Shortfall Insurance pays the balance amount of the loan to the bank, after subtracting the sum insured or market value amount (whichever is greater) of your motorcycle. This product is renewable on a yearly basis if your moto...

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Car

Credit Shortfall - Private Car

In the event of a theft or total loss of your car, our Credit Shortfall Insurance pays the balance amount of the loan to the bank, after subtracting the sum insured or market value amount (whichever is greater) of your car. This product is renewable on a yearly basis if your car is still under...

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Personal accident

Driver Personal Accident PLUS (A) / (C)

Our Personal Accident PLUS (A) / (C) Insurance pays for permanent disablement and death due to violent, accidental, external and visible events while driving a commercial vehicle or taxi.

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Business

Electronic Equipment

Our Electronic Equipment Insurance provides coverage for your computers and other electronic equipment and it applies whether the items are at work or at rest or being dismantled for the purpose of cleaning, overhauling or being shifted within the premises. It covers three (3) sections which a...

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Business

Employer's Liability

Our Employer’s Liability Insurance indemnifies the insured (employer) against legal liability to compensate an employee for bodily injury, disease or death suffered, owing to negligence of the employer, in the course of employment.

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Business

Equipment

Our Equipment Insurance pays for the loss or damage to your equipment excluding its accessories and parts unless the whole equipment is stolen. This policy covers movable or mobile equipment which are used for contract works, factory and warehouse use. This type of equipment is not utilised on...

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Business

Erection All Risk (EAR)

Our Erection All Risks insurance are commonly sought by contractors when they are awarded contract jobs for erection, installation, testing and commissioning work for electromechanical equipment (e.g. turbines, transformers boilers). In general, erection of equipment is made inside the buildin...

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Business

Foreign Workers Hospitalisation and Surgical Insurance

Our Foreign Workers Hospitalisation and Surgical Insurance helps reduce your financial burden when your foreign workers are hospitalised due to an accident or illness. This product can only be purchased via MYEG.

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Business

Foreign Workers Insurance Guarantee

A guarantee that is required by the Immigration Department (under Regulation 21) from you as a security deposit for the employment of foreign workers in various sectors.

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Business

Goods in Transit

Our Goods in Transit Insurance pays for any loss, destruction or damage to your property when in, on, or being loaded/unloaded from a vehicle/train/temporary housing.

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Householder

Householder

Our Householder Insurance covers the contents in your household (e.g. fixtures and fittings), loss or damage to your house by Fire, Lightning and domestic explosion inclusive with perils extension (e.g. Aircraft and other Aerial devices/articles dropped therefrom, impact damage, Bursting or Ov...

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Houseowner

Houseowner

Our Houseowner Insurance covers for the loss or damage to your house by Fire, Lightning and domestic explosion inclusive with perils extension (e.g. Aircraft and other aerial devices/articles dropped therefrom, impact damage, Bursting or Overflowing of domestic water tank apparatus or pipes, H...

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Fire

Individual Fire

Our Fire Insurance pays for the loss or damage to your property/premise when destroyed/damaged by Fire, Lightning or domestic explosion.

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Business

Machinery Breakdown

All plant and machinery are vulnerable to breakdown or damage irrespective of its quality or reliability. The Machinery Breakdown insurance is an All Risks “accident” coverage for machinery. The policy covers unforeseen and sudden physical loss of or damage to the Insured machine whilst either...

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Business

Marine Cargo

Our Marine Cargo Insurance pays for the loss or damage to goods shipped by land, sea or air from one warehouse to another final warehouse.

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Business

Marine Hull

Our Marine Hull Insurance pays for the loss or damage from various sea and non-sea related risks to vessels or ships being used in the ocean/sea.

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Business

Machinery and Equipment

Our Machinery and Equipment Insurance pays for the loss or damage to your non-movable equipment (e.g. computer and printers). Accessories and parts are excluded unless the whole equipment is stolen.

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Business

Machinery All Risks

Machinery All Risks insurance pays for the loss or damage to your machinery based on the usage in the conditions specified from any cause.

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Motorcycle

Motorcycle Comprehensive

Our Comprehensive Insurance pays for the fire, theft, loss or damage to your motorcycle when there is an accident with a third parties’ vehicle or property. This includes protecting you when you are responsible for the injury or death of the third party, and damage to their property.

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Business

Money in Transit

Our Money in Transit Insurance pays against loss of your money whilst in transit and in the premises.

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Motorcycle

Motorcycle Third Party

Our Third Party Insurance pays for the damage to third parties’ vehicle or property, when there is an accident, and protects you when you are responsible for the injury or death of the third party.

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Personal accident

Passenger’s Driver Plan (PDP)

Our Passenger’s Driver Plan (PDP) Insurance pays in the event of bodily injury, permanent disablement and death due to violent, accidental, external and visible events while driving or riding or boarding or alighting a motorcycle, private car, private van, taxi or commercial vehicle.

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Personal accident

Personal Accident (Continental Scheme)

Our Personal Accidental Continental Scheme Insurance pays you in the event of injuries, disablement or death due to violent, accidental, external and visible events.

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Personal accident

Personal Accident (PA 10 Plus)

Our Personal Accident (PA 10 Plus) pays you in the event of disablement and/or death due to violent, accidental, external and visible events.

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Personal accident

Personal Accident Plus

Our Personal Accident Plus pays you in the event of injury, disablement or death due to violent, accidental, external and visible events.

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Business

Professional Indemnity

Our Professional Indemnity Insurance pays for any breach of professional duty, whether due to your negligent act, error or omission when providing professional services.

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Travel

PrO Travel​

Our PrO Travel Insurance will pay you when travelling overseas in the event of death or permanent disability, as a result of an accident, medical expenses due to accident or illness, travel inconvenience and many more.

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Business

Public Liability

Our Public Liability Insurance pays against the compensation and litigation costs which you are legally liable to pay in connection with your business.

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Business

Workmen’s Compensation

Our Workmen’s Compensation Insurance provides an employer protection against any compensations to be paid under the Workmen’s Compensation Law(s) of Malaysia, for any personal injury sustained by its employee by accident or disease, from or during the course of the employee’s employment by the...

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Business

Yacht & Pleasure Craft

Our Yacht & Pleasure Craft Insurance covers loss, damage expenses or liability to the vessel (Pleasure Craft) and any attachment property, Personal Accident to owner and passenger.

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