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Car insurance

PrOmilej Insurance

Our PrOmilej offers all the benefits of Comprehensive Car Insurance at a premium which relates to your reduced mileage in a year. The less you plan to drive, the more you save.

Key features

  • Covers loss or damage to your vehicle due to accidental, fire or theft within your allocated mileage;
  • Covers Third Party bodily injury, death or property damage irrespective of your allocated mileage;
  • Unlimited amount for bodily injury for death of third party;
  • Up to a maximum of RM3 million for property loss or damage to third party;
  • Grace Mileage of 500km; and
  • Ability to Top Up your Plan.
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100% no obligation to accept.

Coverage descriptions are brief and subject to the terms, conditions, limitations and exclusions.

Additional Coverage

To give you that peace of mind, we offer a selection of add-on coverages for you to choose from. You can get covered for credit shortfall, flood, damaged windscreen/windows, just to name a few.

  • Credit Shortfall

    This extra coverage compensates you for any outstanding HP loan, in the event of the total loss/theft of the vehicle after subtracting the market value or sum insured amount (whichever is greater) of your car.

  • Legal Liability to Passengers (L.L.P to Passengers)

    This extra coverage covers you against any legal liability to your passengers in an accident as a result of your negligent driving. Please note this coverage is required by law when you enter Singapore. 

  • Flood, Typhoon, Hurricane, Storm, Tempest, Volcanic Eruption, Earthquake, Landside & Landslip

    This extra coverage covers the repair cost to your vehicle for damage resulting from flood, typhoon, hurricane, storm, tempest, volcanic eruption, earthquake, landslide and landslip.

  • Strike, Riot and Civil Commotion (S.R.C.C)

    This extra coverage covers the repair cost to your vehicle damages resulting from strike, riot and civil commotion.

  • Windscreen/Windows/Sunroof/Tinted Film

    This extra coverage covers the repair/replacement cost to windscreen/window/sunroof/tinted film damages. Please note that the maximum amount payable for this claim is based on the actual cost incurred from the repair/replacement or the sum insured (SI).

  • Radio & Cassette

    This coverage covers the replacement of the Radio & Cassette.

  • Trailer Attached to Private Car

    This extra coverage covers the repair cost to trailer damages. 

  • Legal Liability of Passengers (L.L.o.P for Negligent Acts)

    This extra coverage covers you against a third party claim against you (the insured) for the negligence of your passengers. For example, damage to another vehicle when your passenger(s) open the car door.

  • NCD Relief

    This extra coverage compensates you (the insured) for the loss of your current year NCD (No Claim Discount) when you make a claim under your policy.

  • All Drivers

    This extra coverage extends your Private Car policy to cover all drivers for company vehicles only.

  • Named Drivers

    This extra coverage extends your policy to cover the named drivers of the Private Car where the first two named drivers (including yourself) is free, and RM10 for each subsequent driver.

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Own damage Private car claims settled and paid out in 2019.

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Own Damage Private Car claims settled and paid out over the past 5 years.

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Own damage motorcycle claims settled and paid out in 2019.

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Own Damage Motorcycle claims settled and paid out over the past 5 years.

Why Insure with Us

Did you know? On top of getting covered for loss, theft or damages to your vehicle – there are other benefits you can get when choosing us!

10% Cheaper Premiums

Get 10% discount when you renew your insurance by yourself. Tired of going to the counter? Well, you can purchase your insurance via our website or mobile application!

Almost Instant Renewal

Just 2 clicks to arrive at the payment page, based on the same information as your previous policy!

Empowering Your Decision

Providing all the product information and features in a simple format to help you understand – giving you comfort when make purchase.

Total Assist Services

Whether it be a tow truck or battery replacement sent to your current location – together with our partner, we provide 24-Hours and 7 Days a week assistance. What are you waiting for?

Learn More

Secured Online Payment

With our reliable online payment partner, iPay88, they are regulated under Bank Negara Malaysia, while conforming to the highest international security standard (PCI DSS 1) and the Financial Systems Act 2013.

Improved Website / App

We make searching for what you want easier, through an enhanced navigation experience.

Instant Claims / JPJ Status

A convenient and easy way to check your claims/JPJ status by just entering your vehicle number.

Market Value Assist

Quick link to check your vehicle’s market value in 3 steps via mycarinfo.com.my

Learn More

Get Quote

Ready to get a quote from us? We can help.

On average it takes 3 minutes to complete a quote. Quote Now, save yourself 10% in premiums, and let us take care of your vehicle.

Ready for a quote?

Takes 3 minutes, and saves you 10% in premium.

All you need to do:

  1. Answer a few simple questions.
  2. Or for our renewal customers, just 2 clicks.
  3. Allowing you to save your quote, buy it now or later – your choice.

100% no obligation to accept.

Coverage descriptions are brief and subject to the terms, conditions, limitations and exclusions.

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