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Car Insurance

Car insurance that can help you save in unique ways

Pacific & Orient Insurance Co. Berhad provides the right protection at an unmatched value — get insured today and see why drivers and riders trust us for peace of mind behind the wheel.

Car Insurance

Better insurance starts here

If you enjoy the freedom of the open road, then you'll love the freedom of choice we give you with our coverages. Start your quote now and create a custom policy that protects your ride wherever the road takes you.

PrOmilej

Our PrOmilej offers all the benefits of Comprehensive Car Insurance at a premium which relates to your reduced mileage in a year. The less you plan to drive, the more you save.

Key Features

  • Covers loss or damage to your vehicle due to accidental, fire or theft within your allocated mileage;
  • Covers Third Party bodily injury, death or property damage irrespective of your allocated mileage;
  • Unlimited amount for bodily injury for death of third party;
  • Up to a maximum of RM3 million for property loss or damage to third party;
  • Grace Mileage of 500km; and
  • Ability to Top Up your Plan.

100% no obligation to accept.

Coverage descriptions are brief and subject to the terms, conditions, limitations and exclusions.

Private Car Comprehensive

Our Comprehensive Insurance pays for the fire, theft, loss or damage to your car when there is an accident with a third parties’ vehicle or property. This includes protecting you when you are responsible for the injury or death of the third party, and damage to their property.

Key Features

  • Covers loss or damage to your vehicle due to accidental collision and overturning, and certain impact damage caused by falling objects;
  • Unlimited amount for bodily injury for death of third party;
  • Up to a maximum of RM3 million for property loss or damage to third party; and
  • Up to a maximum of RM2,000 for your defence/legal costs.

100% no obligation to accept.

Coverage descriptions are brief and subject to the terms, conditions, limitations and exclusions.

Private Car Third Party Fire & Theft

Our Third Party Fire & Theft Insurance pays for the damage to the third parties’ car or property when there is an accident, and protects you when you are responsible for the injury or death of the third party. It includes fire damage of theft of your car.

Key Features

  • Covers loss or damage to your vehicle due to impact damage from fire, explosion, lightning, burglary, housebreaking or theft;
  • Unlimited amount for bodily injury or death of third party; and
  • Up to a maximum of RM2,000 for your defence/legal costs.

100% no obligation to accept.

Coverage descriptions are brief and subject to the terms, conditions, limitations and exclusions.

Credit Shortfall - Private Car

In the event of a theft or total loss of your car, our Credit Shortfall Insurance pays the balance amount of the loan to the bank, after subtracting the sum insured or market value amount (whichever is greater) of your car. This product is renewable on a yearly basis if your car is still under hire-purchase and insured under our comprehensive...

Key Features

  • Provides reimbursement for loss of deposit paid for your car subject to a maximum of 10% of the sum insured or RM10,000.

100% no obligation to accept.

Coverage descriptions are brief and subject to the terms, conditions, limitations and exclusions.

Get Quote

Ready to get a quote from us? We can help.

On average it takes 3 minutes to complete a quote. Quote Now, save yourself 10% in premiums, and let us take care of your vehicle.

Ready for a quote?

Takes 3 minutes, and saves you 10% in premium.

All you need to do:

  1. Answer a few simple questions.
  2. Or for our renewal customers, just 2 clicks.
  3. Allowing you to save your quote, buy it now or later – your choice.

100% no obligation to accept.

Coverage descriptions are brief and subject to the terms, conditions, limitations and exclusions.

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