Total Assist: 1-800-88-2121

Business Insurance

Let us worry about your insurance so you can focus on what matters

Business insurance coverage protects businesses from losses due to events that may occur during the normal course of business.

All Products

All rounded protections for your business need

P&O Insurance understands that Malaysia businesses operate in a tough and changing environment. SME operations are still held to the same standards of corporate governance, employee welfare and liability as the larger companies and they often have to manage these risks with fewer resources and less time to spare on concerns other than those relating to day to day business.

Business

All Risks

Our All Risks Insurance will repair, replace or pay the amount for certain loss or damage due to accident or misfortune, within your premise, and based on what you have chosen.

Learn more >
Business

Boiler and Pressure Vessel

Our Boiler and Pressure Vessel Insurance provides coverage against explosion of any boiler or pressure vessel insured, whilst in the course of ordinary work.

Learn more >
Business

Burglary

Our Burglary Insurance pays for the loss or damage to your property in the event of burglary.

Learn more >
Fire

Company Fire

Our Fire Insurance pays for the loss or damage to your building/property when destroyed/damaged by Fire, Lightning or domestic explosion.

Learn more >
Business

Contractors' All Risk

Our Contractors’ All Risk Insurance pays for any damages that might affect the property insured, and damages payable to the third parties. This is specifically for civil engineering projects or works that are under construction.

Learn more >
Personal accident

Driver Personal Accident PLUS (A) / (C)

Our Personal Accident PLUS (A) / (C) Insurance pays for permanent disablement and death due to violent, accidental, external and visible events while driving a commercial vehicle or taxi.

Learn more >
Business

Electronic Equipment

Our Electronic Equipment Insurance provides coverage for your computers and other electronic equipment and it applies whether the items are at work or at rest or being dismantled for the purpose of cleaning, overhauling or being shifted within the premises. It covers three (3) sections which a...

Learn more >
Business

Employer's Liability

Our Employer’s Liability Insurance indemnifies the insured (employer) against legal liability to compensate an employee for bodily injury, disease or death suffered, owing to negligence of the employer, in the course of employment.

Learn more >
Business

Equipment

Our Equipment Insurance pays for the loss or damage to your equipment excluding its accessories and parts unless the whole equipment is stolen. This policy covers movable or mobile equipment which are used for contract works, factory and warehouse use. This type of equipment is not utilised on...

Learn more >
Business

Erection All Risk (EAR)

Our Erection All Risks insurance are commonly sought by contractors when they are awarded contract jobs for erection, installation, testing and commissioning work for electromechanical equipment (e.g. turbines, transformers boilers). In general, erection of equipment is made inside the buildin...

Learn more >
Business

Foreign Workers Hospitalisation and Surgical Insurance

Our Foreign Workers Hospitalisation and Surgical Insurance helps reduce your financial burden when your foreign workers are hospitalised due to an accident or illness. This product can only be purchased via MYEG.

Learn more >
Business

Foreign Workers Insurance Guarantee

A guarantee that is required by the Immigration Department (under Regulation 21) from you as a security deposit for the employment of foreign workers in various sectors.

Learn more >
Business

Goods in Transit

Our Goods in Transit Insurance pays for any loss, destruction or damage to your property when in, on, or being loaded/unloaded from a vehicle/train/temporary housing.

Learn more >
Business

Machinery Breakdown

All plant and machinery are vulnerable to breakdown or damage irrespective of its quality or reliability. The Machinery Breakdown insurance is an All Risks “accident” coverage for machinery. The policy covers unforeseen and sudden physical loss of or damage to the Insured machine whilst either...

Learn more >
Business

Marine Cargo

Our Marine Cargo Insurance pays for the loss or damage to goods shipped by land, sea or air from one warehouse to another final warehouse.

Learn more >
Business

Marine Hull

Our Marine Hull Insurance pays for the loss or damage from various sea and non-sea related risks to vessels or ships being used in the ocean/sea.

Learn more >
Business

Machinery and Equipment

Our Machinery and Equipment Insurance pays for the loss or damage to your non-movable equipment (e.g. computer and printers). Accessories and parts are excluded unless the whole equipment is stolen.

Learn more >
Business

Machinery All Risks

Machinery All Risks insurance pays for the loss or damage to your machinery based on the usage in the conditions specified from any cause.

Learn more >
Business

Money in Transit

Our Money in Transit Insurance pays against loss of your money whilst in transit and in the premises.

Learn more >
Business

Professional Indemnity

Our Professional Indemnity Insurance pays for any breach of professional duty, whether due to your negligent act, error or omission when providing professional services.

Learn more >
Business

Public Liability

Our Public Liability Insurance pays against the compensation and litigation costs which you are legally liable to pay in connection with your business.

Learn more >
Business

Workmen’s Compensation

Our Workmen’s Compensation Insurance provides an employer protection against any compensations to be paid under the Workmen’s Compensation Law(s) of Malaysia, for any personal injury sustained by its employee by accident or disease, from or during the course of the employee’s employment by the...

Learn more >
Business

Yacht & Pleasure Craft

Our Yacht & Pleasure Craft Insurance covers loss, damage expenses or liability to the vessel (Pleasure Craft) and any attachment property, Personal Accident to owner and passenger.

Learn more >

Let us call you

Enter your details below and we will call you shortly.

Speak to our agent

Tele Insurance Monday - Friday, 8:45am - 5:30pm

Agent Help Desk Monday - Friday, 8:45am - 5:30pm

Email: poi2u@pacific-orient.com


Quick Links

Offices & Branches Locator

P&O Insurance provides a list of offices & branches throughout Malaysia.

Panel Workshop

With over 200 workshops around the nation, P&O Insurance ensures you get your complete coverage.

FAQs

We help you stay ahead — and informed — with these helpful articles on protecting yourself, your home, business and more.